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Книга ISBN13 9783848485116 - Credit Granting to Small Firms in Brazil (Felipe Zambaldi) в магазинах, библиотеках и электронных библиотеках с он-лайн чтением

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Название: Credit Granting to Small Firms in Brazil
In this work, the Brazilian credit market for small and medium-sized enterprises is analyzed from a perspective in which business activities are driven by the utility of market players. From a sample of credit proposals submitted to a large Brazilian bank, the lender’s utility is studied. In addition, credit transactions in the small business segment are investigated in terms of the relations between interest rates and collateral. Results reveal the existence of an environment in which small business borrowers are credit rationed and accept to pay high interest rates when purchasing credit products based on liquid collateral. Also, the bank’s utility from a credit transaction is affected by the private information it captures along its relationships with customers. Findings imply that financial systems may not be fostering the demand for productive credit by means of low-priced loans. The study provides relevant information for those interested in productive credit markets, such as...
Авторы: Felipe Zambaldi
Издательство: LAP Lambert Academic Publishing
Год: 2012
Местонахождение: OZON.ru
ISBN: 9783848485116


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10 января 2015 года: Запуск базы ISBN10 и ISBN13

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